The main cardholder is easily put the owner of the card. More formally the main cardholder is the person responsible to repay the borrowed money to the bank.
More than one person can be authorized to use the card, but a person that is authorized is not necessarily liable to the bank. It has to be agreed explicitly if more than one person is to be liable to the bank for money spent with the credit card.
If you are the main cardholder but lend your card to a friend, that friend is liable to repay you the money he or she spent on the credit card, but the person is not liable to the bank.
Despite detailed research we can not guarantee the accuracy or completeness of the information provided.