International Health Insurance

What does the policy cover?

What does the policy cover?

Cover all medical treatment in-patient, out-patient, dental, accident and emergency. Maximum coverage up to 93,000,000 THB/year.

When is the policy effective?

When is the policy effective?

You’re covered as soon as the policy is fully paid and the insurer accepts your application.

Where does the policy cover?

Where does the policy cover?

Worldwide coverage across Thailand and abroad.

Exclusive benefits from rabbit finance

Application process

Online lead form

Online lead form

Click the apply button and fill-in the required personal information.
Personal consultation

Personal consultation

You will receive a personal consultation from one of our insurance experts.
Customize your plan

Customize your plan

Choose the insurance plan that suits your needs.
Receive your insurance

Receive your insurance

We will mail the physical copy of the policy to the shipping address provided.

Why rabbit finance?

Partners with leading insurance providers

Partners with leading insurance providers

We work together with the leading personal accident insurance providers.
Trusted OIC broker

Trusted OIC broker

We are a registered brokerage with life and non-life license and a member of the BTS Group.
Exclusive rabbit finance benefits

Exclusive rabbit finance benefits

Receive exclusive insurance deals only offered to Rabbit Finance customers.

Customer Reviews

reviewer photo

John Smith

Pacific Cross health insurance, Bangkok


I bought expat health insurance with Rabbit Finance one week after I started my new job in Bangkok. That was certainly the best decision. I had three claims in the last two months because of a motorcycle accident. The service team of Pacific Cross took care of all the paperwork. Therefore, I was able to concentrate on my recovery. 

reviewer photo

Igor Nazarov

AXA expat health insurance, Bangkok


I have had only great experiences with my internaltional health insurance of AXA. The staff is very helpful, friendly, and polite. The treatment in a private hospitaI in Bangkok was absolutely satisfying. I would definitely recommend this policy to my friends. 

rabbit finance is dedicated to providing international medical insurance for those living and working abroad as expats, travelers or volunteers.


This type of insurance aims to provide you with similar, and often more extensive cover and support than you may have been used to accessing a state healthcare system in your home country.


As an independent insurance broker, rabbit finance is the best place to buy the right global healthcare coverage at the right price to complement your lifestyle overseas. We have sales agreements with all major insurers in the market. Because of this, we can sell you international health insurance plans independently with the cheapest price. You will certainly receive the coverage that fit your needs


Our focus is to deliver a carefree health insurance. That is why our International health insurance partners are successful, trusted and have excellent customer services that can help you in every emergency situation when and wherever you are.


In the following boxes, rabbit finance provides you general information about our well-known insurance partners. In addition, you can see an overview of their different insurance plans and options.


If you want to get more information or your specific premium amounts for one of these plans please contact our phone service. You will also receive a free consulting service to help you with the decision for best insurance plan and provider for your needs.

Am I covered for the medical conditions I had before I joined?


In most cases, a expat health insurance will only cover new conditions and treatments that arise after the application of the health insurance. Nevertheless, it is often possible to discuss coverage options for old diseases when they remain symptom-free for many years.



If I move to different countries, can I take my plan with me?


The international health insurance plans of our insurance partners cover you in counties depending on your contract conditions.


For example, in general, you can choose expat health insurance plans including and excluding medical coverage in the US. The reason for this is the extremely high health treatment costs. Not everyone of our customers should pay the surcharge for this country.



Do I have to wait until I have left my home country to buy health insurance?


The answer depends on the insurance conditions. Some of the insurance plans cover you worldwide including medical treatments in your home country. Others cover you only in determined parts of the world. If your coverage starts when you arrive in a foreign country rabbit finance recommend to purchase the insurance bevor the arrival. Keep in mind that you are might be not covered in the foreign country until the purchase date.



How do I submit a claim?


If the medical facility of your choice has no billing contract with your insurer you first need to pay the medical treatment by yourself. After this, you can use the easy and fast claim process of your insurance provider. Depending on your provider you will have different methods to make a claim. The most common methods are via mail, post or telephone. In the documents of your insurance contract, you will find all the necessary contact information. After you made your claim you will get your money back as fast as possible.



How do deductibles work?


Depending on the conditions of your international health insurance plan you can choose the option of a deductible to decrease the amount of your premiums. But how does it effects your expenses in case of a claim? If, for example, you choose a deductible of $250, you'll need to pay the first $250 of a covered claim or covered claims in any period of cover directly to your hospital, clinic or doctor at the time of treatment. If your treatment costs are $500, you'll need to pay $250, and the insurance will pay the remaining $250 of covered costs. It doesn’t matter how high the costs of the treatment is, you will never pay a higher deductible. Moreover, you only need to pay a deductible once during any period of cover irrespective of the number of claims.



Am I covered by dental treatment?


It is not possible to answer this question in general. If you are covered for dental treatments depends on the conditions of your insurance contract. Most of the insurance plans of our partners include a dental coverage. You want to have more information about the coverage conditions of specific treatments please contact our customer service.

About AXA Insurance



The AXA PPP international is part of the global insurance company AXA group. It is one of the most sucessful and experienced insurance company in the world with more than 107 million customers. The AXA PPP international Group isself has 40 years of experience with covering people all over the world giving their customers the chance for best medical treatment wherever the are.


AXA International understands all your worries about medical treatmant overseas and can give you the best possible support to remain carefree in every situation. The service staff of AXA International health care are experts in every point of view. Receive the best medical expertise wherever you are and 24 hours per day.


In addition AXA PPP international won a lot of international awards for their service and insurancee quality during the last years. In 2016 Fund and Product honred AXA International with the award for the best international health insurance provider in 2016. 



Personal international health insurance



The standards of healthcare and medical treatments in the world are very different. In a country with a worse health system it is often difficult to provide you the necessary medical treatments for your problems. AXA Insurance assures you to receive the best available medical standart in every country and even more.



International Network


AXA International health insurance provides a wide international network of 11.000 healthcare facilities and medical specialists. No matter where you are in the world, with the personal AXA health insurance coverage AXA Insurance take care to bring you together with the best trained specialists in the world.

Moreover you don't need to worry about financials. Most of your claim costs will be settled directly with the medical facilitie.



Coverage overview


You can decide between four different coverage levels for every budget. All of these coverage levels exist for a worlwide coverage or a worldwide coverage excluding the USA. In addition you can book optional upgrades to customize your insurance plan to your needs.



  Standard Comprehensive Prestige Prestige plus
In-patient treatment x x x x
Out-patient treatment x x x x
Cancer cover x x x x
Pregnancy cover     x x
Chronic cover   x x x
HIV treatment       x
Emergency treatment x x x x
Dental cover x x x x
Optical cover   x x x
Travel cover x x x x
Health check     x x
Disability compensation cover     x x



Every coverage level provides different coverage amounts for every treatment. For more information about specific coverage amounts and premiums for AXA expat health insurance plans please contact our health insurance expat. The number is 0997569019.


All AXA expat health Insurance customers plans including a 24-hour claim hotline to handle all your problems about paying for treatments in foreign countrys and getting the best medical service immediately.



Special benefits for Thai customers


  • The plans offers coverage for pre-existing conditions. (Depending on the plan subscribed.)
  • Access to the biggest direct billing medical provider network in Thailand
  • Important health screening and vaccination
  • 6-months coverage in emergencies outside Thailand
  • Coverage all over Asia including Singapore, Hong Kong, China, Japan and India



Business international health insurance



In addition to the personal international health insurance offers, AXA insurance also provides a business solution for International health insurances.


With less than 150 employees it is possible to decide between a variery of the same four insurance plans like with the personal solution. Differently to the personal health insurances are only the coverage amounts and the insurance costs per person.


With more than 150 employee AXA Insurance will work closely with you to customize the best insurance plan for your company. You will receive special benefits only offered to companys. For example:


  • A dedicated support service
  • A secure online members' area
  • A global network of over 11,000 healthcare facilities
  • A personal case manager
  • Tailored management information reports
  • Access to our membership management online site

About Aetna (Bupa)



Bupa insurance was founded in 1947 with less than 40.000 insurance members. Today Bupa is one of the leading worldwide insurance providers. In the year 1971 Bupa global was founded offer their insurance plans global for travelers, business travelers but also people who are living abroad. In 2016 Bupa had contracts with over 1.2 million medical providers.


Bupa Global has service staff around the world to care for your satisfaction. Currently we operate offices in London and Brighton (UK), Miami (USA), Copenhagen (Denmark), Dubai (UAE, in partnership with OIC), and Hong Kong (China), China (mainland), Singapore, Egypt, Mexico, the Dominican Republic, Bolivia, Brazil, Panama, Guatemala and Ecuador.


Since 40 years the intention of the Bupa Global health insurance plans is to protect the wellbeing of their customers during all kinds of circumstances. The team of trustable insurance specialists understand your individuality and will give you a personal service you never experienced before.





A variety of national and international awards show the excellence of Bupa Global’s insurance services.


Since 1999 the company won three Queen’s Award for Enterprise for worldwide insurance success. Moreover Bupa received the Award for the best international private medical insurance provider of the UK the fourth year running and nine times in total.   



International health insurances for individuals



With Bupa international health insurance you are able to get some of the best medical treatment in the world. We have over 40 years of experience in providing the best health insurance service you can imagine. With their worldwide network of 1.2 million providers Bupa insurance enable the treatment of the medical specialists and medical facilities you need. In addition you have the choice and the flexibility about when, where and how you will receive the treatment.



International health insurance for business customers



Nowadays a comprehensive international health insurance is necessary for every global working company. With Bupa Global for business customers your employees will have the open access to the best medical treatment at any time and at every place worldwide. Employees can be sure to regenerate as fast as possible and employers will have the least work loss as possible.


Moreover the international health insurance plans for businesses can help you to make your business more attractive for top talents. A company that cares about their employees will have a lot better recognition.


In addition healthcare systems are different all over the world. Bupa international will help you understand to navigate in every health care system around the world.



Business health insurance products


Bupa International provides four different coverage levels for business customers to match the health insurance budget of every company. A minimum of three employees is necessary to apply for a Bupa international company plan.


The coverage range reaches from a basic insurance coverage in the Company Essential plan includes a basic health insurance coverage up to a Company Gold Superior coverage including a comprehensive coverage for a wide variety of medical needs. The range of annual maximum coverage reaches from 1.000.000 USD or 750.000 EUR up to 10.200.000 USD or 7.500.00 EUR in the premium plan.



Business coverage overview


This is only a basic coverage overview. The plans also decide between more benefits, coverage amounts, and services.


Company Essential Company Classic Company Gold Company Gold Superior
  • inpatient and day-case treatment
  • cancer treatment
  • head and body scans
  • hospice and palliative care
  • rehabilitation
  • transplant services
  • newborn care
  • prosthetic devices
  • local air and road ambulance
  • 28 days emergency cover for the US
  • optional Assistance (evacuation and repatriation) cover
  • optional USA cover
  • outpatient treatment
  • maternity cover (after ten months)
  • wellness tests
  • vaccinations
  • therapists and complementary medicine practitioners
  • inpatient and day-case treatment
  • cancer treatment
  • local air and road ambulance
  • 28 days emergency cover for the USA


  • outpatient treatment (with higher limits than Classic)
  • family doctor treatment
  • prescribed drugs and dressings
  • accident-related dental treatment
  • wellness tests
  • vaccinations
  • maternity
  • inpatient and day-case treatment
  • cancer treatment
  • local air and road ambulance
  • 28 days emergency cover for the USA
  • optional Assistance (evacuation and repatriation) cover
  • optional dental cover
  • optional USA cover
  • unlimited family doctor treatment
  • unlimited prescribed drugs and dressings
  • full health assessments
  • increased vaccination limits
  • out-patient treatment (with higher limits than Gold)
  • accident-related dental treatment
  • maternity cover (with higher limits than Gold)
  • in-patient and day-case treatment
  • cancer treatment
  • local air and road ambulance
  • 28 days emergency cover for the USA
  • optional Assistance (evacuation and repatriation) cover
  • optional dental cover
  • optional USA cover


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