International Health Insurance

What does the policy cover?

What does the policy cover?

Cover all medical treatment in-patient, out-patient, dental, accident and emergency. Maximum coverage up to 93,000,000 THB/year.

When is the policy effective?

When is the policy effective?

You’re covered as soon as the policy is fully paid and the insurer accepts your application.

Where does the policy cover?

Where does the policy cover?

Worldwide coverage across Thailand and abroad.

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Insurance from leading companies.


Insurance from leading companies.


Insurance from leading companies.
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Get insured

Insurance from leading companies.

Why rabbit finance?

Partners with leading insurance providers

Partners with leading insurance providers

We work together with the leading personal accident insurance providers.
Trusted OIC broker

Trusted OIC broker

We are a registered brokerage with life and non-life license and a member of the BTS Group.
Exclusive rabbit finance benefits

Exclusive rabbit finance benefits

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Customer Reviews

reviewer photo

John Smith

Pacific Cross health insurance, Bangkok


I bought expat health insurance with Rabbit Finance one week after I started my new job in Bangkok. That was certainly the best decision. I had three claims in the last two months because of a motorcycle accident. The service team of Pacific Cross took care of all the paperwork. Therefore, I was able to concentrate on my recovery. 

reviewer photo

Igor Nazarov

AXA expat health insurance, Bangkok


I have had only great experiences with my internaltional health insurance of AXA. The staff is very helpful, friendly, and polite. The treatment in a private hospitaI in Bangkok was absolutely satisfying. I would definitely recommend this policy to my friends. 

rabbit finance is dedicated to providing international medical insurance for those living and working abroad as expats, travelers or volunteers.


This type of insurance aims to provide you with similar, and often more extensive cover and support than you may have been used to accessing a state healthcare system in your home country.


As an independent insurance broker, rabbit finance is the best place to buy the right global healthcare coverage at the right price to complement your lifestyle overseas. We have sales agreements with all major insurers in the market. Because of this, we can sell you international health insurance plans independently with the cheapest price. You will certainly receive the coverage that fit your needs


Our focus is to deliver a carefree health insurance. That is why our International health insurance partners are successful, trusted and have excellent customer services that can help you in every emergency situation when and wherever you are.


In the following boxes, rabbit finance provides you general information about our well-known insurance partners. In addition, you can see an overview of their different insurance plans and options.


If you want to get more information or your specific premium amounts for one of these plans please contact our phone service. You will also receive a free consulting service to help you with the decision for best insurance plan and provider for your needs.

Am I covered for the medical conditions I had before I joined?


In most cases, a expat health insurance will only cover new conditions and treatments that arise after the application of the health insurance. Nevertheless, it is often possible to discuss coverage options for old diseases when they remain symptom-free for many years.



If I move to different countries, can I take my plan with me?


The international health insurance plans of our insurance partners cover you in counties depending on your contract conditions.


For example, in general, you can choose expat health insurance plans including and excluding medical coverage in the US. The reason for this is the extremely high health treatment costs. Not everyone of our customers should pay the surcharge for this country.



Do I have to wait until I have left my home country to buy health insurance?


The answer depends on the insurance conditions. Some of the insurance plans cover you worldwide including medical treatments in your home country. Others cover you only in determined parts of the world. If your coverage starts when you arrive in a foreign country rabbit finance recommend to purchase the insurance bevor the arrival. Keep in mind that you are might be not covered in the foreign country until the purchase date.



How do I submit a claim?


If the medical facility of your choice has no billing contract with your insurer you first need to pay the medical treatment by yourself. After this, you can use the easy and fast claim process of your insurance provider. Depending on your provider you will have different methods to make a claim. The most common methods are via mail, post or telephone. In the documents of your insurance contract, you will find all the necessary contact information. After you made your claim you will get your money back as fast as possible.



How do deductibles work?


Depending on the conditions of your international health insurance plan you can choose the option of a deductible to decrease the amount of your premiums. But how does it effects your expenses in case of a claim? If, for example, you choose a deductible of $250, you'll need to pay the first $250 of a covered claim or covered claims in any period of cover directly to your hospital, clinic or doctor at the time of treatment. If your treatment costs are $500, you'll need to pay $250, and the insurance will pay the remaining $250 of covered costs. It doesn’t matter how high the costs of the treatment is, you will never pay a higher deductible. Moreover, you only need to pay a deductible once during any period of cover irrespective of the number of claims.



Am I covered by dental treatment?


It is not possible to answer this question in general. If you are covered for dental treatments depends on the conditions of your insurance contract. Most of the insurance plans of our partners include a dental coverage. You want to have more information about the coverage conditions of specific treatments please contact our customer service.

About AXA Insurance



The AXA PPP international is part of the global insurance company AXA group. It is one of the most sucessful and experienced insurance company in the world with more than 107 million customers. The AXA PPP international Group isself has 40 years of experience with covering people all over the world giving their customers the chance for best medical treatment wherever the are.


AXA International understands all your worries about medical treatmant overseas and can give you the best possible support to remain carefree in every situation. The service staff of AXA International health care are experts in every point of view. Receive the best medical expertise wherever you are and 24 hours per day.


In addition AXA PPP international won a lot of international awards for their service and insurancee quality during the last years. In 2016 Fund and Product honred AXA International with the award for the best international health insurance provider in 2016. 



Personal international health insurance



The standards of healthcare and medical treatments in the world are very different. In a country with a worse health system it is often difficult to provide you the necessary medical treatments for your problems. AXA Insurance assures you to receive the best available medical standart in every country and even more.



International Network


AXA International health insurance provides a wide international network of 11.000 healthcare facilities and medical specialists. No matter where you are in the world, with the personal AXA health insurance coverage AXA Insurance take care to bring you together with the best trained specialists in the world.

Moreover you don't need to worry about financials. Most of your claim costs will be settled directly with the medical facilitie.



Coverage overview


You can decide between four different coverage levels for every budget. All of these coverage levels exist for a worlwide coverage or a worldwide coverage excluding the USA. In addition you can book optional upgrades to customize your insurance plan to your needs.



  Standard Comprehensive Prestige Prestige plus
In-patient treatment x x x x
Out-patient treatment x x x x
Cancer cover x x x x
Pregnancy cover     x x
Chronic cover   x x x
HIV treatment       x
Emergency treatment x x x x
Dental cover x x x x
Optical cover   x x x
Travel cover x x x x
Health check     x x
Disability compensation cover     x x



Every coverage level provides different coverage amounts for every treatment. For more information about specific coverage amounts and premiums for AXA expat health insurance plans please contact our health insurance expat. The number is 0997569019.


All AXA expat health Insurance customers plans including a 24-hour claim hotline to handle all your problems about paying for treatments in foreign countrys and getting the best medical service immediately.



Special benefits for Thai customers


  • The plans offers coverage for pre-existing conditions. (Depending on the plan subscribed.)
  • Access to the biggest direct billing medical provider network in Thailand
  • Important health screening and vaccination
  • 6-months coverage in emergencies outside Thailand
  • Coverage all over Asia including Singapore, Hong Kong, China, Japan and India



Business international health insurance



In addition to the personal international health insurance offers, AXA insurance also provides a business solution for International health insurances.


With less than 150 employees it is possible to decide between a variery of the same four insurance plans like with the personal solution. Differently to the personal health insurances are only the coverage amounts and the insurance costs per person.


With more than 150 employee AXA Insurance will work closely with you to customize the best insurance plan for your company. You will receive special benefits only offered to companys. For example:


  • A dedicated support service
  • A secure online members' area
  • A global network of over 11,000 healthcare facilities
  • A personal case manager
  • Tailored management information reports
  • Access to our membership management online site

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