Do you need a medical exam before getting cover?

If health problems affect life insurance We need to have a health check first, right?

Health examination If it is medical, it means the process of finding health problems in one's body. Health examinations may be self-examination. Or a medical examination

But the life insurance policy If buying insurance, there will be 2 cases: check and not check the health.

So before buying life insurance Health matters are important issues that the insurance company uses to consider. Insurance buyers should check their health well before buying.