Personal loan is a type of loan that approved by financial institution bank or creditor that release the loan in a form of cash card, credit card or cash loan for any person with steady income like
- State enterprise employee
How to apply for a personal loan?
The borrower must use their own name to apply for a loan and must use the cash for investment, education fee, living expenses or in case of an emergency only.
Usually, the financial institution will approve a loan maximum 5 times within the amount of the salary of the borrower no securities or guarantor required.
Required Documents.
For any general person
- Payslip (the income must be no less than 15,000 baht)
- A bank account with salary transfer in every month for at least 3 months.
For business owner
- A copy of a bank account with regular money circulation within the business for the past 6 months.
- A Copy of business license given by government agency.
- A copy of a bank account.
Criteria for a personal loan.
For a bank or financial institution to approve for a personal loan, they must consider
- Salary or monthly income.
- The capability to pay the debt.
If the borrower passes all the criteria, bank or financial institution will approve a personal loan and will transfer the money into the borrower account.
A personal loan is fast, convenient and the approval process is not complicated but the con is that it has a higher interest compared to another kind of loan
Why personal loan has a higher interest?
Because a personal loan is not required for securities or guarantor so the financial institution or a bank will have to carry more risk of not getting the money back so it has a higher interest.
Personal loan and interest.
A bank or financial institution will calculate interest base on a limit of a loan in step form. The maximum interest rate is 28% and the installment period is 5 years max.
Some bank may calculate the interest rate base on borrower’s occupation and monthly income.
Personal loan vs. Illegal loan
If you’re in need of a fast cash or an emergency cash we suggest that you get a personal loan from a bank, financial institution or broken that is certified. Because even if a personal loan has a higher interest compared to other kinds of the loan but the approval process is legal and you will be much safer and not have to worry about ridiculously high interest and illegal loan shark that can harm you mentally and physically.
If you applying for a personal loan with rabbit finance today, you will receive a special offer with the interest starting at 15.99% per year.
We understand how important your time is, every second count so we make the approval process so fast and easy. We have all the information that you’ll need to use to apply for Citi personal loan.
You have more chance of getting approval and will know the result within 1 day. You will have 60 months of installment period and will get to spend your money faster and a lot easier.
How to get the service.
You just need to fill out an information for a personal loan at https://rabbitfinance.com then out staff will get back to you for documents and information and then you can wait for an approval that’s it.
If you have any concern or any problem our online specialists are ready to help answers your question because we are the best online broker that’s willing to help and take the best care of you.
Information privacy is the most important.
If you are applying for a personal loan with rabbit finance you can be sure that we will give you the best service and a finest legal loan.
Because rabbit finance is a certified broker from the office of insurance commission so you can be sure that we are real and safe.
Rabbit finance
rabbit finance has a policy of not reveal any information of a client to a third party at all cost and we use a certified security system used worldwide like Omise that is guaranteed by Comodo, one of the best security system program in the world so your personal information will be safe for sure.
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Payslip (the income must be no less than 15,000 baht), if you are a business owner you must provide a copy of a bank account with regular money circulation within the business for the past 6 months.
A bank account with salary transfer in every month for at least 3 months.
A Copy of business license given by government agency. (For business owner only)
- A person 20-60 years old, has been work in the recent workplace for at least 3-4 months and has a monthly income no less than 15,000 baht.
- For business owner that needs a loan must be 30-60 years old, has a business in the country for at least 2 years and has a monthly income no less than 20,000 baht.
All the detail and requirement of a loan depend on the terms and condition of Citicorp leasing (Thailand) Ltd.
How to calculate the interest and limits of personal loan.
| Monthly income (baht) |
Special rates |
| 20,000-29,999 |
26-28% |
| 30,000-39,999 |
24-28% |
| 40,000-49,999 |
22-26% |
| 50,000-59,999 |
21-24% |
| 60,000-79,999 |
19-22% |
| More than 80,000 |
18-22% |
Limit and interest rates.
- The maximum limit is 5 times within the amount of the salary of the borrower or no more than 1,000,000 baht.
- Maximum rate no more than 15% per year. The interest rate fine, service, and other fee must not be more than 28%
- Installment period minimum at 12 months and 60 months max.
The loan’s approval process.
Criteria for loan approval, limit, and interest consideration depend on documents of loan application condition and terms within Citicorp leasing (Thailand) Ltd. only.
The company reserves the right to make changes to limit, interest rate, all fee, condition, the approval process and the document returned without notice. The borrower must acknowledge all the detail of a personal loan beforehand.
Because financial transactions are hard to understand and complicated. If you want to start or expand your business or need some cash for an emergency, money is something you need to make things run smoothly.
We understand that applying for a personal loan with a bank or financial institution can be difficult and has a lot of processes to go through. If you think a personal loan for a business is hard, try to apply for a loan for other purpose than investment or loan for business you will see that it takes a lot more time and so much more complicated.
With that reason, Citi credit is providing you with the better way for you to get a loan much easier and faster.
The benefit of Citi personal loan
- To increase quality of life
- Shut credit card debt or other loan.
Getting a loan is not the answer to any financial problem but you can’t deny that getting a personal loan will give you more financial liquidity. Imagine if you want to expand your business but don’t have enough fund or can’t get a legal loan, personal loan for business will help you to do everything you want. Or if you have an emergency and you need money.
An Illegal loan is not a good way to get fast cash because it can be dangerous and you may get more interest than the benefit that you will get, and then there is scary loan shark that can harass you illegally or worst hurt you physically. With that reason getting a legal loan is safer and actually help you.
Applying for a loan from a bank or other financial institution that is certified and legal is better because you can trust them and you can get help planning your financial or consult with a specialist when needed. So say goodbye to illegal loan and say hi to personal loan instead.
rabbit finance
rabbit finance is a company within BTS Group that provides the service of an online broker and top financial product and financial transaction service in Thailand. Our company gets a verification from the office of insurance commission so you can be sure that you will get the best service possible.
rabbit finance is an online broker with many partners for an online business to top class financial institute in Thailand like Citi Group so we can provide you with the best product that covers everything that you’ll need.
Citi Group
Citi Group is the company that manages Citi bank started their business in Thailand since 1967 and became the top financial service with millions client and staff of 2,500 people. Citi Group first started since 1812 in the U.S. and now they have over 160 financial institutes all over the world including Thailand.
As for financial product from Citi group that rabbit finance provided are
If you apply for Citi personal loan with rabbit finance, we guarantee you with the best offer that most suit your need. Easy to apply, fast approval and guarantee your information privacy. Choose Citi personal loan with rabbit finance for the best service today.
